Jamaica Real Estate Market Statistics
Market size, transaction volumes, active listings and value trends for the Jamaican property sector.
Updated August 2026
Market pulse
Jamaica's formal listed-property market remains shaped by affordability, financing conditions and the concentration of activity in the Kingston metropolitan area and tourism-linked parishes.
This report answers
- • How much activity is recorded in the formal MLS market?
- • What do financing conditions mean for buyer affordability?
- • Which figures describe transactions rather than asking prices?
Market context
Activity and value
The reported transaction value is a useful measure of activity on the Realtors Association of Jamaica MLS, but it is not a census of every private property transfer. Read it alongside transaction counts to understand whether value is being driven by volume, higher-priced homes, or both.
Financing backdrop
Policy-rate changes do not flow through to mortgage payments immediately or uniformly. Lenders set their own pricing and affordability tests, so buyers should compare approved loan terms rather than use the policy rate as a mortgage quote.
What to watch next
Track transaction volume, the mix of property types and parishes, interest-rate decisions, and new listing supply. Together, these indicators offer a more balanced view than a single headline sales-value figure.
Sources and methodology
Figures are shown with their source in the archive. This report draws on: Realtors Association of Jamaica MLS reporting, Bank of Jamaica monetary-policy publications, Jamaica Homes market intelligence. Jamaica Homes indicators are labelled as indicative and are not official indices.
Latest Figures
Bank of Jamaica policy rate
5.50%
-0.25% vs previous period
Source: Bank of Jamaica
Trend Chart
- Bank of Jamaica poli
Statistical Report Archive
Each published reporting period remains available here for comparison.
| Indicator | Value |
|---|---|
| Bank of Jamaica policy rate | 5.50% |
| Bank of Jamaica policy rate | 5.75% |
| Reported property transactions | 1,727 |
| Recorded residential sales value | J$99.3B |
Read the Full Market Outlook
Our quarterly reports provide in-depth analysis, forecasts and commentary.
Disclaimer: Jamaica Homes is an independent classified property portal. Statistics are provided for general information only and are not financial, legal or investment advice. Data is sourced from publicly available records, industry bodies and Jamaica Homes internal data where indicated.