mortgage access

Jamaica’s housing crisis did not begin this year, nor will it end quickly. But if we are honest with ourselves, the gap between who housing is being built for and who actually needs housing has widened even further since early 2025. Rising prices, climate shocks, insurance costs, and constrained lending have combined into a quiet but relentless squeeze—one that is now reshaping who can realistically...

Jamaica’s residential property market enters 2025 with momentum. Infrastructure investment is reshaping access across the island. Tourism continues to anchor demand. Mortgage lending has resumed growth after a brief contraction. New homes are being built, new communities planned, and new capital flows directed toward land and housing. From a distance, the picture is reassuring. Look more...