How to Add a Name to a Property Title in Jamaica?

Jamaica Homes

Feb 11, 2020

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Step 1: Consult an Attorney

Hire a real estate attorney to handle legal procedures and document preparation.

Step 2: Gather Required Documents

Certificate of Title – The original property title.
Identification & TRN – Valid ID and Taxpayer Registration Number (TRN) for all parties.

Step 3: Prepare & Sign Transfer Documents

Your attorney will draft an Instrument of Transfer, which must be:

Signed in the presence of a Justice of the Peace (JP) or Notary Public.

Stamped at Tax Administration Jamaica (TAJ) before submission.

Supported by a Declaration of Value and Declaration of Identity, if required.

Step 4: Pay Fees & Taxes

Stamp Duty & Transfer Tax – Based on property value (exemptions may apply for family transfers).
Registration Fees – Payable to the National Land Agency (NLA).
Legal Fees – Typically around JMD $150,000, but may vary.

Step 5: Submit to the National Land Agency (NLA)

File the Instrument of Transfer and supporting documents.
Obtain mortgage lender approval, if the property is mortgaged.

Step 6: Await New Title

The NLA will process the application and issue an updated Certificate of Title with the added name(s). Processing may take several weeks.

Note: Always seek legal advice to ensure compliance and avoid delays.

Disclaimer: This guide is for informational purposes only and does not constitute legal, financial, or professionaladvice. Always consult a licensed attorney or relevant authority before proceeding.

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