Making Church Property Decisions: A Faithful but Sensible Approach

As someone who has spent years navigating the real estateReal estate refers to property consisting of land and the structures on it, such as buildings and homes. It also include... landscape in the United Kingdom and now JamaicaJamaica, with its vibrant culture and stunning landscapes, has a unique position in the global real estate market. The i..., I’ve worked with a wide range of properties—including church buildings that have long served as spiritual and communityIn Jamaica, "community" refers to more than just a geographic area; it embodies a collective identity rooted in shared e... anchors. I know firsthand how deeply personal and emotional decisions around church propertyProperty encompasses a wide range of tangible assets that individuals or entities can own, utilize, or invest in, includ... can be. For those of us of the Christian faith, these are matters to take to God in prayer. But I also believe, with all due respect and reverence, that we must be equally prepared to make sensible, informed decisions—because many choices, especially outside of an outright sale, can often be revisited or reversed.

When a congregation is facing dwindling numbers and financial pressure, questions naturally arise: Should we leaseIn Jamaican real estate, a lease is a legal agreement where the owner of a property (the lessor or landlord) grants anot... part of the building? Should we merge with another church? Do we dare sell? These are not merely business questions—they cut to the heart of our mission, identity, and community legacyLegacy, in the context of Jamaica, real estate, and the broader world, represents the enduring impact of past actions, a.... And yet, emotions alone cannot be allowed to drive the process.

Let’s be clear: buildings don’t define the Church—people do. I often tell congregations wrestling with these choices that the property is not the mission. It is a resource for the mission. Just like in the Parable of the Talents, we are called not to bury what we’ve been given, but to invest it wisely. That sometimes means letting go of beloved physical spaces for the sake of greater ministry impact.

But here’s the good news: there are options. And they don’t all require irreversible outcomes.

Leasing, for instance, can be a powerful middle ground. It allows churches to maintain ownership, generate incomeIncome refers to the money or value that individuals or businesses receive, typically from various sources such as salar..., and provide space for other community groups—such as schools, charities, or even younger congregations looking to grow. This can help cover costs and keep the building active and purposeful.

Mergers can work too, though I caution against rushing them. They require humility, discernment, and a willingness to compromise. It’s not about one church absorbing another—it’s about forming something new together.

Selling should be a last resortA resort is a designated location designed for relaxation, recreation, and tourism, often featuring accommodat..., but even that can serve a redemptive purpose. I’ve seen faithful congregations sell property that went on to become affordable housingAffordable housing in Jamaica is an increasingly pressing issue, with rising land and construction costs making home own... or a center for youth developmentIn Jamaica, the term "development" can refer to various contexts, each with its unique focus and implications. Real esta.... If done with wisdom, selling doesn’t mean the end—it can mean a new beginning.

Whatever route is taken, I always advise churches to involve both spiritual leadership and seasoned real estateIn Jamaican real estate, an estate refers to the total collection of assets and property owned by an individual, especia... professionals who understand the heart of ministry. This isn’t just about maximizing revenue—it’s about maximizing mission.

It’s also important to keep perspective. Decisions made under emotional strain—especially fear or grief—can lead to short-sighted solutions. I’ve heard congregations say, “Let’s lease to whoever can pay so we can keep the lights on.” While the urgency is real, the long-term consequences must be weighed. You don’t want to trade sustainability for short-term relief.

And here’s something crucial to remember: almost every decision—except for selling—can be undone. Leasing agreements can expire or be renegotiated. Mergers can be revisited. Even temporary closures can be reversed if circumstances change. So take time, breathe, pray, and gather wise counsel.

As a man of faith, I willIn Jamaica, a will is a legal document created by an individual to specify how their assets, including their belongings ... never tell you not to pray. But as a real estate professional and someone passionate about preserving Jamaica’s sacred and cultural spaces, I will also tell you to plan. God often blesses movement—not just contemplation.

We are stewards, not owners. And stewardship calls for courage and clarity. If you or your church is navigating a property decision, I’d be honored to help guide you through the process—faithfully, practically, and with your mission always at the center.

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Dean JonesDean Jones is a chartered builder, project manager, licensed real estate professional and the founder of Jamaica Homes, ... is a Realtor Associate and the Founder of Jamaica HomesJamaica Homes is a premier real estate company offering a comprehensive platform for buying, selling, and renting proper..., specializing in real estate solutions that serve both spiritual and community development across Jamaica. Learn more at Jamaica-Homes.com.